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Hialeah, Florida CD Rates – 18-Month

You are viewing rates from banks across Hialeah





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Hialeah, Florida . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Hialeah, FL - August 2, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

Early Withdrawal Penalty is 8 months interest.
Rate History: 4.50% → 3.75% → 3.85% → 4.30% → 4.20%

| Nov 12, 2023

Finworth looks legit, but their online disclosures and incomplete and you cannot reach them by phone and they don't respond to inquiries. I am moving along and you should too. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

Early Withdrawal Penalty is 180 days interest.
Rate History: 4.30% → 4.20% → 3.90% → 4.25% → 3.80%

| Dec 27, 2022

They gave a hard time with their cashier's check. They returned my deposited check that was emitted by them. Could you believe? Read More

Rate History: 4.35% → 4.25% → 4.20% → 3.75%

| Feb 9, 2021

The wonderful assistants at Beal Bank are wonderful. Rebeca took great care of me and made sure all my concerns were addressed. Read More

Rate History: 3.75% → 2.45% → 3.85% → 4.00% → 3.75%

| Feb 25, 2022

I joined Citi with a Costco-VISA card. An Accelerate followed, and then a checking account. Costco-VISA is necessary for using a credit card at Costco, otherwise cash is necessary. Accelerate Savings w... Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

Rate History: 4.50% → 1.00% → 4.00% → 1.00%

| May 19, 2018

Experience Read More

| Aug 19, 2021

Best Service! Read More

0.61%

$10,000

6.62

Learn More

| Jul 31, 2017

Outstanding bank, management and client service. Well run and financially very strong Read More

0.60%

$10,000

20.06

Learn More

| Jul 22, 2021

This is a criminal lender and the worst bank. They merged with CenterState Bank.. They have made our lives miserable with a wrongful, fraudulent foreclosure. We will be starting a Website with all of the ... Read More

0.45%

$10,000

8.21

Learn More

0.35%

$10,000

17.11

Learn More

| Jul 31, 2016

This Danny Burgess from Dalton. Ha. 30720 I am nominee next to kin. To Mrs. Endriani pipper and beneficidery. With your bank I want know. If you have received. The letter of funds release sent to ... Read More

| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| Nov 15, 2020

Do they? Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$10,000

20.04

Learn More

| Nov 15, 2020

Do they? Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Hialeah, FL - August 2, 2025


Branch Street City State
Finworth, a division of InsBank
Coral Gables Branch
1220 Ponce De Leon Boulevard Coral Gables FL
Banesco USA
Banesco Usa Branch
150 Alhambra Circle, Suite 100 Coral Gables FL
Beal Bank USA
Miami I Branch
2610 Ponce De Leon Boulevard Coral Gables FL
Citibank, National Association
Citibank, National Association Branch
11199 S.W. 152nd Street Miami FL
Wells Fargo Bank, National Association
Homestead Branch
1101 North Krome Avenue Homestead FL
JPMorgan Chase Bank, National Association
Florida City Banking Center Branch
33390 South Dixie Highway Florida City FL
TD Bank, National Association
Homestead Branch
2495 Ne 8th Street Homestead FL
Amerasia Bank
Miami Branch
4601 N.W. 72nd Avenue Miami FL
Sunstate Bank
Sunstate Bank Branch
20351 Old Cutler Road Miami FL
FirstBank Puerto Rico
Pinecrest Branch
9795 South Dixie Highway Pinecrest FL
Helm Bank USA
Helm Bank Usa Branch
999 Brickell Avenue Miami FL
SouthState Bank, National Association
Florida City Branch
302 W. Palm Drive Florida City FL
Grove Bank & Trust
Palmetto Bay Branch
14695 South Dixie Highway Miami FL
First American Bank
95 Merrick Way Br Branch
2295 Galiano Street Coral Gables FL
City National Bank of Florida
Pinecrest Branch
11675 South Dixie Highway Miami FL
Centennial Bank
Coral Gables Branch
121 Alhambra Plaza Suite 151 Coral Gables FL
Anthem Bank & Trust
Anthem Bank & Trust Branch
1000 Brickell Ave, Suite 501 Coral Gables FL
Centennial Bank
Coral Gables Branch
121 Alhambra Plaza Suite 151 Coral Gables FL
BankUnited, National Association
The Falls Branch
12151 South Dixie Highway Pinecrest FL
Regions Bank
Homestead Branch
2700 Ne 8 Stret Homestead FL
Bank of America, National Association
Florida City Branch
33450 S. Dixie Hwy Florida City FL
First-Citizens Bank & Trust Company
Coral Gables Main Office Branch
250 Palermo Avenue Coral Gables FL
Regions Bank
Homestead Branch
2700 Ne 8 Stret Homestead FL


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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